5 Easy Steps to Maintaining a Clean Inbox

One of the things that I’m positive every entrepreneur or small business owner learns about 0.5 seconds into the job is that email is key.

You get a lot of it.

All the time.

All day.

In my case, over an hour a day.

That’s almost 15% of the time I spent on the computer today alone! 1 I used RescueTime to track my usage of my email client Wavebox. If you want to learn more about Wavebox or Rescuetime check out my post “5 Apps I Use Everyday

inbox organization - rescuetime - spending done right

So with all that email coming in, how on earth are you supposed to stay organized and keep your inbox from being a place where all your emails go to die?

Luckily I have the answer!

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January 2019 – Financial Update Time!

This months financial update there were some big changes.

While this update is a month late, there was still a bunch of progress in January, especially when it comes to progress towards having an emergency fund.

So far separating business and personal expenses via the corporation has gone extremely well and has helped me keep better track of my expenses. I am moving into a new house during the month of February, so my expenses and everything will likely change a lot more when this happens. Ultimately, however, I think it will be a lot better for me as it will help me regain my lost time and work more on the passion projects that I care about.

 

The February financial update should be out later this week. Until then I’ll happily share the glow January gave me!

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Financial Fails Friday: Week 1!

All over the FI space, I have noticed a trend of “Frugal Friday” posts where you highlight some especially frugal decisions that you made throughout the week that helps keep you on track towards your goal of financial independence.

I think this is a great idea, as it encourages people to stick to their goals, and gives creative ways they may not have thought of to save money.

But I wanted to develop a different take on this.

I find that no matter how much I try to save, and how much I plan … something happens.

These are the things I’m hoping to highlight every week.

Those speed bumps that we all meet that make it hard to keep on track and keep focused, but they happen to all of us.

Of course, I would love to hear any of the fails you’ve had in your life over the past week on your journey in the comments below!

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5 Apps I Use Every Day

I constantly find myself wondering what apps certain people use in their day-to-day. Will there be a difference between mine and other members of the FI community? How will mine differ from other business owners? etc.

Make sure to tell me some of your everyday apps in the comments below!

This is a short and quick article about what apps I use every day or almost every day1Not including social media, email, calendar, etc. (i.e stuff we all use every day).

It should also be noted that I will link to these apps, none of which are affiliate links. I use them daily purely because I love what they do!

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Financial Update for December 2018

I looked at all of my past financial updates when deciding what I wanted to do for my first financial update when I’m back, and after much deliberation, I decided that I would keep up what I established at the end.

So, rather than walking through every single transaction piece by piece right off the top I’m going to give some overviews first.

With that said, if there’s anything you want added to the overviews or any suggestions for changes I could make to make sure the posts are easily readable let me know.

So let’s get into my first financials back!

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Self-Employed Taxes … Now What? (Calculator)

We’ve all heard the phrase.┬áThere are two things certain in life, death and taxes

 

Death we can do nothing about. Eventually, it will come for us all, and we just have to accept that. Taxes, however, we can minimize. As people, especially people within the FI community we often pride ourselves on our ability to minimize our expenses and increase our savings rate.

 

For this, we often make budgets. We take into account all of our income and compare it to our expenses. We then try to eliminate or minimize our biggest expenses, which is where many of our flaws begin.

 

For most people, they would list their three biggest expenses as shelter, transportation, and food. Even StatsCan posts these as Canadians top three spending categories. However, in many of our cases, particularly Canadians, our largest expense is actually one thing: Taxes.

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