5 Apps I Use Every Day

I constantly find myself wondering what apps certain people use in their day-to-day. Will there be a difference between mine and other members of the FI community? How will mine differ from other business owners? etc.

Make sure to tell me some of your everyday apps in the comments below!

This is a short and quick article about what apps I use every day or almost every day1Not including social media, email, calendar, etc. (i.e stuff we all use every day).

It should also be noted that I will link to these apps, none of which are affiliate links. I use them daily purely because I love what they do!

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Financial Update for December 2018

I looked at all of my past financial updates when deciding what I wanted to do for my first financial update when I’m back, and after much deliberation, I decided that I would keep up what I established at the end.

So, rather than walking through every single transaction piece by piece right off the top I’m going to give some overviews first.

With that said, if there’s anything you want added to the overviews or any suggestions for changes I could make to make sure the posts are easily readable let me know.

So let’s get into my first financials back!

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Self-Employed Taxes … Now What? (Calculator)

We’ve all heard the phrase.┬áThere are two things certain in life, death and taxes

 

Death we can do nothing about. Eventually, it will come for us all, and we just have to accept that. Taxes, however, we can minimize. As people, especially people within the FI community we often pride ourselves on our ability to minimize our expenses and increase our savings rate.

 

For this, we often make budgets. We take into account all of our income and compare it to our expenses. We then try to eliminate or minimize our biggest expenses, which is where many of our flaws begin.

 

For most people, they would list their three biggest expenses as shelter, transportation, and food. Even StatsCan posts these as Canadians top three spending categories. However, in many of our cases, particularly Canadians, our largest expense is actually one thing: Taxes.

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